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>>FAQ

Who is IBSi?
Where is IBSi located?
Why do agents work through IBSi?
How does IBSi help after a sale?
What is the minimum size group that you will quote?
Do you have carriers who will quote unique industries or situations?
How do I request a quote?


Who is IBSi?
IBSi is a group benefit specialist for dental, vision, life and disability. We represent the top rated ancillary carriers. Our free service is available to indepedent brokers and agencies. We help leverage your time and increase your closing ancillary ratio, while you focus on other aspects of your group business. Our sales representatives analyze each proposal and work with the carriers to negotiate lower rates and better benefits. Our focus is simple - SERVICE, KNOWLEDGE and LEVERAGE. We're not only committed to make your job easier, we are equipped to increase your sales.!

Where is IBSi located?
IBSi is headquartered in Winston-Salem, NC. Click here to go to our Contact Page.

Why do Agents work through IBSi?
IBSi is independent of any single insurer. We work in YOUR interest and in the interest of YOUR group clients. We are the source of millions of premium dollars for our core insurers. Because of this leverage, and the respect we've garnered over the years from our insurers, when an exception is needed by you for your group client, we are almost always able to deliver. Should an issue arise that cannot be routinely handled by you or your client, we are here to intercede on your behalf. IBSi knows where to go for the best pricing on each group based on that particular group's characteristics (type of business, group size, employer contribution, etc.). We know which carriers are the most eager for each line of group ancillary coverage. We know our market and we're constantly updating our competitive intelligence - benefit comparisons, UCR dental allowance comparisons, renewal pricing studies and value added studies to assist our agents and core carriers. Renewal rate negotiations- At IBSi, we know to move a group from one carrier to another costs you money - you incur additional work for the same compensation. To help you alleviate this expense, IBSi challenges carriers' renewal offers. We have been successful in persuading carriers to reconsider renewal rate increases.

How does IBSi help after a sale?
IBSi is founded on service. We are not only here to help you sell, we go above and beyond. At IBSi, our staff helps you through the enrollment process (underwriting to policy issues). We service the group as long as it remains in force. Since we have a relationship with each of our carriers, we have the knowledge to help with even the smallest administrative issue. From the proposals to the claims and everywhere in between, IBSi is your one-stop shop.

What is the minimum size group that you will quote?
IBSi will quote down to two lives. If you are looking for individual insurance, please visit our sister company TPM.

Do you have carriers who will quote unique industries or situations?
IBSi works with carriers who will insure 1099 employees, 100% family related, doctors and other unique occupations.

How do I request a quote?
Please click here to go to our quote request page.