Individual Major Medical

With an unstable job market and a continued decline in the number of small employer groups offering employer-sponsored health insurance, millions of Americans are now seeking individual health insurance in the private market. In fact, compared to Cobra premiums, an individual policy is now a more affordable alternative in most instances. As a group producer, you will, no doubt, have at least one of your employer groups to experience a change. This may leave you wondering what you can do.

We can help!

Our sister company, TPM, specializes in individual coverage. TPM's staff has over 50 years combined experience and is knowledgable in all areas of the individual market - from Short Term Medical to Medicare. TPM can assist you in identifying all of the options available for your individual prospects- from fully underwritten major medical coverage to catastrophic and

High Risk Pool coverage. TPM can work with you to provide an option to your clients - or we can, at your request, work directly with your client to review all options available.

To find out more, visit TPM's website or call IBSi at 1.800.908.0999 and dial extension 119 to reach a TPM Individual Health Specialist. We're all under one roof and we're here to help you!